Abstract – The research paper A study of
determinants of saving behavior among the
college students is based on the survey which is
conducted amongst the youth & this research
paper is the effort to analyze what exactly
the youth thinks about the savings. There are
various factors which creates the impact on
the same .This factors may be social as well
as the personal. Many times youth do not
have the knowledge about the importance of
the saving .However it is analyzed that there
is need of financial literacy among the youth.
Many students do not have the source of
income they are dependent on their parents.
Proper guidelines about the financial market
will help them to earn the money.
Keywords – Savings, Financial Planning,
Financial Goal
Introduction-
Saving ‘s & Investment are one of the vital
concept. People rely on this from the point of
view of future perspective. What people save &
invest today can be utilize for the future purpose.
Many times the purpose are certain many times
it is uncertain. Many times people thinks that
habit of savings are mostly associated with the
women .People have different mindsets at the
every stage of age for savings & investments.
However everyone wish to have safe secured &
liquid form of investments. Understanding the
pattern of behavior of the people from the point
of view saving & investment is necessary. As it
will help to analyze the practical approach of
the individual in current scenario.
Various studies shows the factors which
causes to change the behavioral pattern of the
investment. However many times the decision
of the investment is based on factors like choice
of investment, Time of investment ,amount of
investment & reason of investment.